Habib Saqib

Habib Saqib

FasalPay

With extensive experience in agriculture, finance, and platform-led business development, Habib Saqib has been actively working at the intersection of technology and Pakistan’s farming economy. Through initiatives like FasalPay — a venture backed by Fatima Group, his focus has remained on solving one of the sector’s most persistent challenges: improving farmers’ access to finance, products, and essential services.

“Farmers’ yields and profits are shrinking due to challenges around access to finance cutting across all areas. We aim to improve their access to affordable finance and agri-products through a platform business model.”

From Experience to Vision

The vision behind FasalPay emerged from observing the deep structural inefficiencies within Pakistan’s agricultural ecosystem. Despite agriculture being one of the country’s largest economic sectors, many farmers continue to struggle with limited financial inclusion, climate-related risks, market volatility, and outdated operational systems.

Recognizing these gaps, Habib Saqib and his team focused on building technology-driven financial solutions tailored specifically for the agricultural sector. Their approach combines digital finance, platform-based services, and data-driven solutions to help farmers access credit, mechanization, agri-inputs, and market opportunities more efficiently.

He also identifies several transformative trends shaping the future of agriculture in Pakistan, including mechanization rental models, collateral-free lending, contract farming, and carbon markets that can create sustainable income opportunities for farmers while supporting environmental goals.